EMI Loan Calculator
Monthly instalment, total interest & amortization for any loan.
Determine the net payout and profits of your crypto trades. Input buying and selling prices, transaction commission fees, and calculate your return on investment (ROI) and exact break-even target.
This formulas reflect standard spot exchange trading mechanics.
Exchanges charge commissions on both purchase and liquidation. A taker order matches an order already in the book (charges standard fee), while a maker order sits in the book (often charges a lower fee). Include these in your inputs for precise tracking.
Many traders make the mistake of setting a sell target equal to their purchase price. However, since the exchange takes a percentage fee when you enter the trade and another percentage fee when you exit, selling at the purchase price actually results in a net loss. The break-even calculation shows the exact minimum price required to offset these two fees.
Last reviewed: June 2026. This calculator is for educational tracking and planning purposes. Cryptocurrency trading is highly volatile; never invest money you cannot afford to lose.
Profit or loss is calculated as: Net Profit = Net Payout - Total Investment Cost. Where Total Investment Cost includes the purchase amount plus the buying fee, and Net Payout is the gross selling revenue minus the selling fee. This accounts for exchange commissions on both sides of the trade.
The break-even price is the exact coin price you need to sell at to recover 100% of your initial investment, including the transaction fees paid on purchase and the fees you will pay upon selling. It is calculated as: Break-Even = Buy Price × (1 + Buy Fee %) ÷ (1 - Sell Fee %).
Maker/taker fees (typically 0.1% to 0.5% on popular exchanges like Binance or Coinbase) reduce your purchasing power when buying, and decrease your cash payout when selling. Over multiple trades, these fees compound and can significantly eat into your net returns if not tracked properly.
This calculator assumes a complete trade where you buy a certain quantity of coins and sell that exact same quantity later. For partial sells, simply enter the exact fraction of coin quantity you are selling alongside the corresponding partial investment amount to compute the exact partial profit.
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