Global
EMI Loan Calculator
Monthly instalment, total interest & amortization for any loan.
Finance & Tax
EMI, income tax, salary, VAT and Zakat for Bangladesh
12 tools2025-26
Income Tax Calculator BD
NBR 2025-26 slabs, exemptions, rebate, minimum tax & AIT.
Salary Calculator
Estimate monthly and yearly take-home salary after deductions.
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VAT Calculator BD
Add or extract 15% NBR VAT. All Bangladesh VAT rates supported.
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Zakat Calculator
2.5% Zakat on net wealth above Nisab. Cash, gold, savings & debts.
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FD / DPS Calculator
Fixed Deposit and DPS maturity amount, interest earned and monthly savings — all BD bank schemes.
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Compound Interest Calculator
Compound interest with yearly, quarterly, monthly or daily compounding. Inflation-adjusted real return.
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Gratuity Calculator BD
Bangladesh labour law gratuity — 30-day last salary per year for 5+ yrs. Instant breakdown for employers & employees.
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TDS & VDS Calculator BD
Estimate Bangladesh withholding tax (TDS) and VAT (VDS) on vendor bills. Fully NBR compliant.
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Prepaid Meter Calculator BD
Convert prepaid recharge amount to units (kWh) after utility charges. Supports DESCO, DPDC & BREB.
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L/C Cost Calculator
Estimate bank commissions, transmission, SWIFT, stamp duties and VAT for opening import or back-to-back L/Cs.
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Sanchayapatra Calculator
Calculate monthly, quarterly, and maturity returns on Bangladesh Savings Certificates. Estimates slabs and tax.
Bangladesh tax and finance guide
The National Board of Revenue (NBR) sets income tax slabs under the Income Tax Act 2023, with rates from 0% on income up to the tax-free threshold (3.5 lakh BDT) to 25% above 30 lakh BDT.
Bangladesh VAT is governed by the VAT and Supplementary Duty Act 2012. The standard rate is 15% on most goods and services, with reduced rates for specific categories.
Zakat is calculated at 2.5% of net wealth above the Nisab threshold. Our EMI calculator uses the reducing-balance method common at Bangladesh banks.
Prepaid electricity meter recharges for DESCO, DPDC, and BREB involve monthly demand charges, meter rent, and VAT deductions. Commercial bank trade finance fees for opening Import or Back-to-Back Letters of Credit (L/C) are charged quarterly alongside SWIFT and NBR stamp duties.
Frequently Asked Questions
What is the income tax rate in Bangladesh for 2025-26?+
For 2025-26, the tax-free threshold is 3.5 lakh BDT. Above that: 5% up to 7 lakh, 10% up to 14 lakh, 15% up to 21 lakh, 20% up to 28 lakh, and 25% above 28 lakh.
How does VAT work in Bangladesh, and who must register?+
Bangladesh VAT is administered by NBR under the VAT and SD Act 2012. Businesses with annual turnover above BDT 50 lakh must register. The standard rate is 15%, with reduced rates (10%, 7.5%, 5%, 2.25%) for specific goods. VAT is collected at each stage of the supply chain, and registered businesses can claim input tax credit.
How is Zakat calculated in Bangladesh?+
Zakat is 2.5% of net wealth (cash, savings, gold, business inventory) that exceeds the Nisab and has been held for one complete lunar year.
What EMI method do banks use in Bangladesh?+
Most banks and NBFIs use the reducing-balance method, where interest is calculated on the outstanding principal each month.
How do I calculate take-home salary in Bangladesh?+
Deduct provident fund (typically 10% of basic), income tax (based on annual income and NBR slabs), and other deductions from gross salary.