EMI Loan Calculator
Monthly instalment, total interest & amortization for any loan.
Free · No signup · Privacy-friendly · Updated for Bangladesh
CostNest helps you estimate electricity bills, income tax, loans, construction materials, solar savings, land area, GPA, and everyday math — with clear formulas and instant results in your browser.
Thousands of visitors use these every day — jump straight in
Finance, bills & travel — tools you reach for every week
Monthly instalment, total interest & amortization for any loan.
NBR 2025-26 slabs, exemptions, rebate, minimum tax & AIT.
Estimate monthly and yearly take-home salary after deductions.
Add or extract 15% NBR VAT. All Bangladesh VAT rates supported.
2.5% Zakat on net wealth above Nisab. Cash, gold, savings & debts.
Fixed Deposit and DPS maturity amount, interest earned and monthly savings — all BD bank schemes.
Compound interest with yearly, quarterly, monthly or daily compounding. Inflation-adjusted real return.
Bangladesh labour law gratuity — 30-day last salary per year for 5+ yrs. Instant breakdown for employers & employees.
Estimate Bangladesh withholding tax (TDS) and VAT (VDS) on vendor bills. Fully NBR compliant.
Convert prepaid recharge amount to units (kWh) after utility charges. Supports DESCO, DPDC & BREB.
Estimate bank commissions, transmission, SWIFT, stamp duties and VAT for opening import or back-to-back L/Cs.
Calculate monthly, quarterly, and maturity returns on Bangladesh Savings Certificates. Estimates slabs and tax.
Convert target salary to freelancer hourly rate factoring in expenses, taxes, unpaid leave, and billable utilization.
Calculate gold jewellery price in Bangladesh — weight conversions, BAJUS rates, making charge and 5% NBR VAT.
Convert foreign currency and calculate the 2.5% government cash incentive + bank bonuses for remittances.
Calculate prepaid gas meter units, recharge breakdown, and remaining days for Titas Gas and others.
Bus, train, plane, ship or car — full trip cost with passengers.
Estimate fuel expense from price, distance and mileage.
Find vehicle mileage from distance covered and fuel used.
Bangladesh car import duty, supplementary duty, VAT and advance income tax on reconditioned and new vehicles.
Estimate CNG and LPG conversion costs, compare Traditional and Sequential kits, check company-wise charges, find the best installers in Bangladesh, and calculate break-even period.
Full CNG & LPG resource hub — tank capacity, refill cost, fuel savings, break-even, cost per km, and FAQs.
Estimate EV battery charging time and session cost based on battery size, charging power, efficiency, and electricity rates.
Exact age in years, months, days. Next birthday countdown & zodiac.
Length, weight, temperature, area, volume, speed and data units.
Days, weeks and months between two dates. Working days included.
Three modes: X% of Y, X is what % of Y, and % change.
BDT to USD, EUR, GBP, INR and 30+ currencies with live rates.
Sale price after discount, discount %, or find original price.
Carnival, Link3, Amber IT, DOT, BTCL, Triangle, MiME & mobile data.
Right-size your air conditioner — room BTU load from area, ceiling height, insulation, climate and occupancy.
Why CostNest?
Trusted by users across Bangladesh and beyond
Zero loading time. Every calculation runs entirely in your browser.
No login required. Calculator inputs stay on your device.
Fully optimised for mobile, tablet and desktop — any device.
Updated 2026 BD rates and global standards. Reliable every time.
About CostNest
Every calculator runs entirely in your browser — no signup, no loading screens, your data never leaves your device.
Everyday Finance
Trip cost, EMI, BPDB electricity, NBR income tax 2025-26, internet bills, fuel, mileage, salary — tools for your daily life.
Full Construction Suite
Building cost (economy to premium), concrete, paint, tiles, floor materials, brick & mortar, plastering, MS steel rod.
Solar & Energy
Panel count, wattage, monthly savings, payback period, battery bank sizing — for off-grid or hybrid setups.
Health & Fitness
BMI, BMR, TDEE, calories, macros, protein, water intake, sleep cycles, and body fat — for planning, not medical advice.
BD-Specific Tools
Land Area (Katha, Bigha, Decimal), Zakat with Nisab check, GPA/CGPA for SSC/HSC/University, VAT at NBR 15%.
Garment & RMG Industry
Garment costing, CM, FOB price, profit margin, export cost, SMV, buyer commission, and duty drawback — plus fabric GSM, yarn count conversion, fabric consumption, sewing thread estimation, line balancing, defects (DHU), machine requirement, line efficiency, overtime pay, target production, and washing softener & dye consumption.
Browser private
Inputs stay on your device
Works worldwide
BD rates + global standards
Instant & free
111 tools · no signup
From the Blog
Plain-language articles behind every calculator.
FAQ
Things people ask before they start using CostNest.
You get 111 free tools across 12 categories — electricity and tax for Bangladesh, construction and material estimates, solar sizing, health references, land units, GPA helpers, everyday finance, plus a full RMG industry suite covering garment costing, fabric & textile, production & industrial engineering (efficiency, SAM, manpower, capacity), and a dedicated washing plant cluster.
No account. Open a tool, enter your numbers, and read the result. Nothing you type into a calculator is sent to our servers.
We update BPDB slab logic, NBR tax brackets, and common BD construction references when sources change. Still double-check before filing or signing contracts.
Yes—the site is laid out for phones and tablets as well as desktop browsers.
The Garment Costing, Fabric & Textile, and Production & IE hubs are designed for Bangladesh's ready-made garment (RMG) industry — merchandisers, production managers, IE teams, and factory owners who need quick, accurate calculations for costing, fabric buying, line efficiency, and capacity planning.