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🇧🇩 BAJUS rates · Traditional weights · 5% NBR VAT

Gold Price & Jewellery Buying Cost Calculator

Calculate total gold jewellery buying cost in Bangladesh. Input weight in traditional units (Bhori, Anna, Rati, Point) or Grams, select purity (22K, 21K, 18K), and calculate jewellers making charges and NBR 5% retail VAT.

Step By Step

How to Use This Calculator

  1. Select your calculation mode: Traditional Units (Bhori, Anna, Rati, Point) or Grams.
  2. Select your gold Karat purity. Prefilled standard BAJUS rates will be loaded, which you can customize.
  3. Enter the weight of your jewellery. If using traditional units, you can specify Bhori, Anna, Rati, and Points individually.
  4. Specify the jeweller's Making Charge (either per Bhori or as a flat total amount).
  5. The calculator will instantly show the breakdown: base gold cost, making charge, NBR 5% retail VAT, and final purchase price.

Worked Example

Example: 1 Bhori, 2 Anna of 22K Gold with ৳4,000/Bhori Making Charge

Use this sample to sanity-check your inputs and understand what the final result represents.

  • 1Convert traditional units to total Bhori: 1 Bhori + 2 Anna / 16 = 1.125 Bhori.
  • 2Calculate gold cost at ৳2,22,782/Bhori base rate: 1.125 × 2,22,782 = ৳2,50,629.75.
  • 3Calculate making charge at ৳4,000/Bhori: 1.125 × 4,000 = ৳4,500.00.
  • 4Add making charge to gold cost: ৳2,50,629.75 + ৳4,500 = ৳2,55,129.75.
  • 5Apply 5% NBR retail VAT on subtotal: ৳2,55,129.75 × 0.05 = ৳12,756.49.
  • 6Sum subtotal and VAT for final price: ৳2,55,129.75 + ৳12,756.49 = ৳2,67,886.24.

Final Result

৳2,67,886.24 → Total Jewellery Buying Cost

Methodology

Gold Jewellery Pricing Formula (BAJUS & NBR Guidelines)

This section explains the calculation logic, assumptions, and source material used to make the result more trustworthy and easier to verify.

Total Buying Price = (Gold Cost + Making Charge) × 1.05 (where 1.05 adds the mandatory 5% retail VAT). Gold Cost = Total Weight in Bhori × BAJUS Base Rate per Bhori. 1 Bhori = 11.664 grams = 16 Anna = 96 Rati = 960 Points.

Helpful tips

  • 1BAJUS sets the base gold rate per Bhori. Jewelers must add a making charge of at least ৳3,000 per Bhori.
  • 2The NBR retail VAT of 5% is mandatory on gold purchases in Bangladesh and is calculated on (Gold Cost + Making Charge).
  • 3Traditional weight units are easily converted: 1 Bhori = 16 Anna; 1 Anna = 6 Rati; 1 Rati = 10 Points.
  • 4Always verify that the jewellery has a laser-engraved hallmark stamp matching the karat purity (e.g. 916 for 22K) before purchasing.

Frequently Asked Questions

What is a 'Bhori' and how is it calculated in grams?+

In Bangladesh, a Bhori (also written as Vori) is the traditional unit of weight for precious metals. One Bhori is exactly equal to 11.664 grams. It is further divided into 16 Anna, 96 Rati, or 960 Points (meaning 1 Anna = 6 Rati, and 1 Rati = 10 Points).

How does BAJUS determine gold prices in Bangladesh?+

The Bangladesh Jewellers Association (BAJUS) regularly updates gold rates based on international market prices, gold import tariffs, local supply-demand, and BDT-to-USD exchange rates. They announce pricing tiers for 22K (91.6% purity), 21K (87.5% purity), 18K (75% purity), and Traditional gold.

What is the standard jewellery making charge in Bangladesh?+

BAJUS guidelines mandate a minimum making charge of ৳3,000 to ৳6,000 per Bhori for standard jewellery. However, for highly intricate, hand-crafted, or designer ornaments, jewellers may calculate making charges on a percentage basis of the gold value or set a higher flat rate.

Is VAT applied on gold purchases in Bangladesh?+

Yes, the National Board of Revenue (NBR) mandates a retail VAT rate of 5% on gold jewellery in Bangladesh. The 5% VAT is calculated on the subtotal of the gold cost plus the making charge.

What is gold hallmarking and how can I verify purity?+

Gold hallmarking is an official stamp certifying the purity of the metal. In Bangladesh, verified jewellery carries laser-inscribed codes like '22K/916' (91.6% pure gold), '21K/875' (87.5% pure gold), or '18K/750' (75.0% pure gold). Always check for this hallmark stamp during purchase.

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