EMI Loan Calculator
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Calculate your annual Zakat based on gold Nisab. Enter cash, savings, gold, silver, investments and debts for an accurate 2.5% Zakat amount.
2.5% on net zakatable wealth above Nisab threshold
Physical cash you own
All bank accounts combined
≈ ৳9,800/g
≈ ৳130/gram
Stocks, FDR, DPS, business
Loans given to others
Subtract from total
Gold price is approximate. Please verify current market rate. Zakat is payable on wealth held for one full lunar year (Hawl) above Nisab. Consult a scholar for complex assets.
Total Zakatable: ৳546,000. Below Nisab (≈৳857,304) — no Zakat due. Increase holdings to cross Nisab.
Zakat = (Total Assets − Total Debts) × 2.5%, provided the net amount exceeds the Nisab (87.48g gold equivalent) and has been held for one full lunar year (Hawl).
Nisab is the minimum amount of wealth a Muslim must possess for one full lunar year before Zakat becomes obligatory. It is equivalent to 87.48 grams of gold or 612.36 grams of silver.
The Zakat rate is 2.5% (1/40th) of total zakatable wealth that exceeds the Nisab threshold and has been held for one full lunar year (Hawl).
Cash, bank savings, gold, silver, business inventory, stocks and investments, money owed to you (receivables), and rental income. Property you live in and personal items are generally exempt.
Zakat is calculated on net zakatable wealth — total assets minus debts you owe that are due. This calculator subtracts your total debts from assets before calculating.
Zakat is due once per lunar year (Hawl) on wealth held above Nisab. Most Muslims calculate and pay during Ramadan, but it can be paid at any time of year.
Nisab = 87.48g × current gold price per gram. With gold at approximately ৳9,800/g in 2026, Nisab ≈ ৳857,304. Always update with today's market price for accuracy.